.Personalized Financial Plan
The relationship with our clients starts with the development of a financial plan in order to achieve short, medium and long-term goals. During the planning process, we look at the investment, retirement, insurance, tax and estate planning related to each client's situation. These planning services are done on either a modular basis or a complete financial plan. The plan is then reviewed periodically and amended as required to reflect changes in our client's objectives and key assumptions.
Range of Advice
Our aim is to be our client's core financial resource. Along with our associates and professional contacts, we can provide financial advice on a broad range of topics. We can also recommend other professional advisors, such as accountants, lawyers and income tax preparation specialists who can assist you with the many different aspects of your financial plan.
Investment Philosophy
Our firm's investment philosophy is essentially moderate and conservative in nature. We look at each client's risk tolerance and develop a suitable investment approach that will maximize long-term growth - given the client's acceptable level of risk. We generally suggest a "buy and hold" strategy, making necessary adjustments that are the result of a change in a client's financial situation or investment objectives. We also will advise our clients when to take profits and rebalance the plan.
Disclaimer:
Mutual Fund Investment Advice & Sales are Provided Through Manulife Securities
Investment Alternatives
We are not a financial institution. Nor do we represent and single bank, trust company, life insurance, mutual fund company or money manager. We are an independent firm of professionally qualified financial advisors. This gives us the freedom to survey the marketplace and select those financial products that best serve the unique needs of each client.
Client Reporting
Apart from the investment statements that each client will receive from each financial institution with which he or she has holdings, our clients will also receive reports from our firm on either a consolidated or individual plan basis as requested by our clients. We will provide updated statements at each client meeting as well as on demand or request by our clients.
Service Standards
Current advice and review meetings are always an important part of our service to our clients. As well, every telephone call is returned on a same day basis. Any client inquiry or problem is researched and dealt with in a friendly and efficient manner by our support team.
Client Communication & Education
At Seguin & Associates and Seguin Financial Group, we provide our clients with periodic newsletters, journals, e-mails and information mailers. We also host an annual client education seminar and periodic in house financial seminars. We have a library containing a wide selection of some of the best financial and investment planning books and articles, and make these resources available to our clients upon request.
We value the relationship that we build with each of our clients and strive to provide you with the best service possible. If you have any questions about the services available from Seguin & Associates Financial Services Ltd., we are only a telephone call away
What to expect from Seguin & Associates and
Seguin Financial Group's planning team ....
