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I like the way Seguin Financial always asks for my input and fully involves me in the decision-...

Nick Cardone

7150 Hawthorne Dr. Unit 104
Windsor, ON, N8T 3N3

Phone: (519) 974-6688
Toll Free: +1 866-973-4846
Fax: (519) 974-7192

info@seguinfinancial.com

Retirement Planning Components

Debt Free
Assess Sources of Retirement Income:
- Pension plans
- RRSPs
- Other income investments
- Government plans
- Inheritance
- Work after retirement
Assess Retirement Income Needs:
- Established & Projected Taking Inflation Into Account
- What % of Today's Income Will You Require
Finalize Retirement Housing Requirements:
- Keep
- Sell
- Vacation Property
- Other

Assess Major Capital Requirements:
- Before Retirement
- After Retirement
Cheque Writing Money (non-RRSP funds / savings):
- New car, home renovations, & emergencies
Allowances For Surprises (health care costs, taxes, utilities, etc.)
Secured Line of Credit (75% value of home)
Unsecured Line of Credit
Disability Assessment (accidents & sickness):
- Pre-retirement
- Replace Income & Savings For Retirement
- Post Retirement
- Assess Critical Illness & Long Term Care Needs
Estate Planning Including Up to Date Wills and P.O.A.s

Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Seguin Financial Group Ltd. Seguin Financial Group is a trade name used for both mutual fund & Insurance business activities. Banking products and services are offered through referral.