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I have been working with Rolly and Matt from Seguin Financial Group for many years and I trust ...

Matt Bodde

The Greenwood Centre
3200 Deziel Dr. Suite 210
Windsor, ON, N8W 5K8

Phone: (519) 974-6688
Toll Free: +1 866-973-4846
Fax: (519) 974-7192

info@seguinfinancial.com

Critical Illness Insurance

Critical illness insurance policies pay a benefit when the insured is diagnosed with a serious, life-altering illness or condition.

 

The Recovery from a CI - The Good News:

Cancer

  • The overall 5 year survival rate for cancer is over 50%
  • The 5 year survival rate for prostate cancer is 87%
  • The 5 year survival rate for breast cancer is 82%
  • The 5 year survival rate for colorectal cancer for men is 56% and 59% for women
  • The 5 year survival rate for lung cancer for me is 14% and 17% for women

Cardiovascular Disease, Heart Attack and Stroke

  • Over 80% of all heart attack victims survive
  • 85% of all stroke victims survive
  • In 1999 there were 20,258 coronary by-pass surgeries and 24,652 coronary angioplasties performed in Canada to avert a life threatening situation.

Multiple Sclerosis

  • Most people that have MS are expected to live a normal or near normal life span thanks to treatment improvements
  • Recent studies indicate that MS will reduce life expectancy by no more than 15% for the majority of patients
  • Studies also indicate that it takes roughly 15 years from the date of onset (for the majority of MS patients) to require a cane to walk.

Critical Illness Insurance - The Power To:

  • Focus on recovery - eliminate financial concerns and financial stress
  • Retire early
  • Seek out the best medical care anywhere is the world
  • Pay for medications and professional caregivers
  • Pay off debts - mortgages - business loans - shareholder buyout
  • Replace lost wages of spouse
  • Provide options for recovery - people with money have choices.

 

he Risk of a CI - The Bad News

Cancer

  • An estimated 136,900 new cases of cancer will be diagnosed in Canada in 2002
  • 41% (1 in 2.4) men will be diagnosed with cancer over the course of their lifetime
  • 38% (1 in 2.6) women will be diagnosed with cancer over the course of their lifetime
  • The most common form of cancer in men is prostate, it is estimated that 1 in 8 men will be diagnosed with prostate cancer (18,200 in 2002)
  • The second and third leading cancers in men are lung cancer at 1 in 11.5 (12,000 in 2002) and colorectal cancer at 1 in 15 (9,500 in 2002)
  • The most common form of cancer in women is breast, it is estimated that 1 in 9 women will be diagnosed with breast cancer (20,700 in 2002)
  • The second and third leading cancers in women are lung cancer (8,800 in 2002) and colorectal cancer (8,100 in 2002)

Cardiovascular Disease, Heart Attack and Stroke

  • Cardiovascular disease is a disease of the heart, the blood vessels, and arteries throughout the body and within the brain
  • It is estimated that 1 in 4 Canadians has some form of cardiovascular disease that will result in coronary artery disease, heart attack or stroke
  • There are roughly 75,000 heart attacks in Canada each year
  • The are between 40,000 - 50,000 strokes in Canada each year.

Multiple Sclerosis

  • Canada has one of the highest rates of MS in the world
  • Everyday 3 more people are diagnosed with MS
  • 50,000 people in Canada are suffering from MS

Critical Illness Diagnosis - The Power To:

  • Immediately deliver emotional stress
  • Unexpectedly deliver financial stress
  • Force decisions to be made in light of current financial position

Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Seguin Financial Group Ltd. Seguin Financial Group is a trade name used for both mutual fund & Insurance business activities. Banking products and services are offered through referral.

info@seguinfinancial.com