G.I.C's - Guaranteed Investment Certificates

Get the most for your guaranteed investment

GICs give your portfolio guaranteed growth and reassurance that your money is secure. However, buying a GIC that's right for you may not be as straightforward as you might think. GICs feature a wide range of interest rates, terms and options and many Canadians end up with a lower interest rate or less flexibility than they wanted.

Interest rates vary from one financial institution to another. Your advisor will recommend only stable secure financial institutions that offer GIC's.

The Benefits of GIC's

Whether you're looking for a low-risk investment or an effective way to portfolio, there are many benefits to GIC's:

• Growth - Your investment is guaranteed to grow, regardless of how the markets perform.
   
• Dependability - your interest rate is guaranteed not to fluctuate throughout the term.
   
• Security - your original investment will be returned with interest at maturity, guaranteed.
   
• Flexibility - ideal inside or outside your RRSP, you can choose the term and interest options that are right for you.
   
• Simplicity - an investment that's guaranteed to grow - what could be simpler?