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Clients Say

The Seguin team is always looking out for our best interests. They are motivated in earning the...

Jim & Heather Scott

The Greenwood Centre
3200 Deziel Dr. Suite 210
Windsor, ON, N8W 5K8

Phone: (519) 974-6688
Toll Free: +1 866-973-4846
Fax: (519) 974-7192

Life Insurance FAQ


Q: Should I buy term life or permanent life insurance?
Q: What is the difference between whole life and universal life insurance?
Q: What is the advantage of level term life insurance vs. renewable term life insurance?
Q: What riders/options/features are available on life insurance policies?
Q: What is involved in the life insurance application process?
Q: When does my life insurance coverage begin?
Q: How is an applicant classified?
Q: What if I receive a higher rate than I applied for on my life insurance policy?
Q: What is the tax treatment of life insurance death benefit proceeds?
Q: Should I purchase life insurance on my spouse?

Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Seguin Financial Group Ltd. Seguin Financial Group is a trade name used for both mutual fund & Insurance business activities. Banking products and services are offered through referral.