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Working with Seguin Financial Group is seamless. They are true professionals and great communic...

Kris Racine

The Greenwood Centre
3200 Deziel Dr. Suite 210
Windsor, ON, N8W 5K8

Phone: (519) 974-6688
Toll Free: +1 866-973-4846
Fax: (519) 974-7192

Professional Incorporation

The Issue

Lawyers, accountants, doctors, dentists, chiropractors, etc will need to answer the following question:

Should I incorporate my practice?

The Myths

The Spender Myth: "There is no benefit because I spend all of my money."

The Saver Myth: "It is only a tax deferral, I will eventually have to pay the tax."

Tax Rates (Personal)

Personal Tax Rates: taxable income of $103,000+
Ordinary Income - 46.4%
Dividends - 31.3%
Capital Gains - 23.2%

Tax Rates (Corporate)
Small business rate on first $200,000 annual income:
2003 - 19%
2005 - 17%
Keeping the Benefit
Opportunity for $500,000 capital gain exemption on sale of shares. Opportunity for multiple will planning to avoid probate.

Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Seguin Financial Group Ltd. Seguin Financial Group is a trade name used for both mutual fund & Insurance business activities. Banking products and services are offered through referral.